Concierge mortgage advice · BC & Alberta

Life rich, not house poor.

I help people across British Columbia and Alberta borrow in a way that fits their whole life, not just the biggest number a lender will approve. 50+ lenders, every step by video or phone, no local branch needed.

Book a free 15-minute call What would this home really cost me?
Walter Konig, mortgage broker
What happens when you reach out I call you back within 3 business hours. We talk about your plans, not rates. Then I send a checklist built for your situation.
20 yearsIn the mortgage business
50+ lendersBanks, credit unions and specialists
BC & AlbertaLicensed in both provinces
Read my Google reviews →
Walter Konig sitting on a window ledge, smiling

Hi, I'm Walter.

I've spent 20 years in the mortgage business, and I still start every client the same way: with your life, not your rate.

Helping people who aren't getting the help they deserve has always come naturally to me. It's who I am in business and outside it, including the time I volunteer with sports teams, young athletes and camps that are short on help.

Mortgages are where my skills fit best. I see numbers clearly, and I understand what it takes to build a budget and get your financial house in order. People in smaller communities often have fewer options and less advice, so that's where I want to share what I know: helping you build wealth, not just buy a house.

Before I recommend anything, I ask myself one question: if this were my own sister, what would I tell her?

2006 · Became a mortgage brokerToday · A Better Way Mortgage Group, powered by Mortgage ArchitectsLicensed · British Columbia & Alberta
Book a call with me →

Who I help

First-time buyersA real budget before you shop, so your first home fits your life.Learn more → Renewals and switchesYour bank's renewal letter is an opening offer. Let's compare it first.Read the renewal guide → Self-employed and business ownersI know how lenders read your T1s, and which ones understand business income.Read the self-employed guide → RefinancingConsolidate debt, renovate or free up equity, with the full picture first.Learn more → Small-town and rural homesLenders treat rural properties differently. I know which ones fit yours.Learn more → Protecting your familyOptions to protect your mortgage if illness or disability strikes.Learn more →
Fixed or variable? It's the question I'm asked most, whether you're buying, renewing or refinancing.Read the guide →

A mortgage, handled for you

Four steps, one person. You'll always know what's next and who to call.

01 Let's talk A 15-minute call about your plans, your family and what matters to you. No rate pitch.
02 Your checklist Only the documents your file needs, with why each one matters. Upload securely from your phone.
03 Strategy Session We meet by video. I show your options side by side and recommend the one that truly suits you.
04 With you for life An annual mortgage review, and a call well before your renewal. You won't be left to sign a letter alone.

What clients say

Read my Google reviews →
Refinance ★★★★★
“I've worked with Walter Konig on several mortgages over the years… and I wouldn't trust anyone else with the process.”
Daryl S. · Rental refinance and new home
First home ★★★★★
“Absolutely zero headaches using his services, always available, always helpful.”
Trevor M. · First home
★★★★★
“He takes the time to ensure you feel informed, educated, and comfortable with all of your options.”
Cleo G. · Google review
A real story · My very first mortgage

My very first mortgage was for someone I knew who was self-employed. His bank had said no, and he thought going to an alternative lender meant he was doing badly. That mortgage got him rolling. Today he's in a strong financial position with no mortgage at all.

Read the self-employed guide →
Free tools · Life rich, not house poor

Check your numbers in two minutes

A lender's approval isn't the same as what you can comfortably live on. Start with whichever question is on your mind.

What will this home really cost each month? Mortgage, taxes, heat, insurance and upkeep in one number, plus how much of your pay it takes. Try the true-cost calculator Is my budget in good shape? Six rough numbers show where your money goes, compared with the guidelines I use with clients. Take the quick budget check Plan on your phone with my free app My Mortgage Planner: pre-qualify without a credit check, see closing costs for your area, and test purchase, renewal or refinance scenarios. For iPhone and Android, and connected to me. Download the app

Plain answers

The questions people ask me before they call, answered straight.

See all 12 plain answers →
What does working with you cost me?For most people, nothing out of pocket. In about 99% of the mortgages I arrange, the lender pays me, not you.Read the full answer → Why not just go to my own bank?If your situation is simple, go to your bank first. Then bring me their offer and I'll tell you honestly whether it's good.Read the full answer → Will I hear from you after my mortgage funds?Yes. That's where my value really kicks in, for the whole life of your mortgage.Read the full answer →

Wherever you call home

Based in Victoria, working with homeowners in communities across both provinces. Pick yours for local answers.

CaribooWilliams Lake · Quesnel KootenaysNelson · Castlegar · Trail · Cranbrook North Okanagan and ShuswapVernon · Salmon Arm South OkanaganPenticton · Summerland · Oliver · Osoyoos Vancouver IslandVictoria and up-Island AlbertaFort McMurray · Grande Prairie · Lethbridge · Medicine Hat

Renewing in the next 12 months?

Don't just sign the letter. I'll compare your offer against 50+ lenders, at no cost to you.

Get a renewal review

Let's talk about your plans

Pick a time that suits you, or send a note and I'll call you back within 3 business hours.

250-418-0203 walter.konig@mtgarc.ca

Or book a time directly →